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Self Employed Liability Insurance -
One Policy to Cover All Risks





Self Employed Liability Insurance


There is a wide range of Insurance cover that is potentially required when working on a Freelance basis.

It is not easy to identify all of the key risks that you will face as an independent consultant or contractor, evaluate them, put in place separate insurance cover for each risk and do all of that at a reasonable total cost.

The insurance industry recognizes the range of cover that will typically be required by most consultants and contractors and in response has developed a single Insurance product to meet the need; this is generically referred to as an All Risks policy.

In simple terms an All Risks policy is one product that provides protection against a wide range of risks that would typically include:
  • Professional Indemnity Insurance
  • Employers liability insurance
  • Public liability insurance
  • Legal expenses insurance
  • Product liability insurance

Seek advice from an appropriately qualified and experienced insurance adviser
In order to save time and secure the insurance cover that is appropriate for your consulting business you should establish an enduring relationship with an experienced Insurance Broker and take advantage of that expertise.


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