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Product Liability Insurance for Contractors -
Contractor Insurance Essentials

Product Liability Insurance for Contractors
Another important contractor insurance consideration is cover to provide protection against claims for Product Liability.

Depending on the nature of your consulting work you may be providing advice and recommendations on various aspects of the design, manufacture, installation or repair of goods or products.

Should there prove to be a defect in a product which results in injury it is possible that you will be exposed to a claim. The potential scale of damages and compensation for personal injury could be very substantial and potentially ruinous for an independent consultant.

There is a close inter-relationship between Product Liability Insurance and Professional Indemnity Insurance. This is an area where specialist insurance advice is essential to ensure that you have sufficient insurance cover for each risk category.

Again, closely related to Product Liability Insurance is the need for Legal Expenses Insurance that would assist with funding the legal costs associated with defending any claim that might be made against you.

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