Motor Insurance for Contractors
If you use a vehicle for business purposes then a mandatory requirement is to ensure that your motor insurance policy extends to include cover for business use.
You should write to your motor insurance provider giving an overview of the nature and extent of your business use of the vehicle.
Include details such as whether you will be traveling alone or taking passengers. If you will be taking passengers will those individuals be subcontractors, employees or clients.
It is also advisable to provide an estimate of your anticipated total annual mileage and an approximate split between business and private usage.
Motor insurance cover for business is an essential freelancers insurance requirement.
Imagine the potentially serious consequences of a traffic accident and make certain that your insurance cover is valid whilst you are using the vehicle for business purposes.
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